Our insurance advisors have diverse backgrounds and decades of industry-specific experience, staying on the cutting edge of industry developments beyond risk and insurance. They’ve been there, managing the same kind of complex challenges you’re up against. So you can be confident you’re always working with someone who knows your world inside and out.
Today, thousands of larger businesses throughout Virginia, North Carolina and beyond have turned to Captive Insurance programs. These programs serve a broad range of industries, empowering their members with the security and peace of mind that comes from greater control over their insurance destiny
Trucking and Transportation
Lester Insurance has access to many markets and can provide any line of business specially designed for your business. From owner-operators to fleet operations with over 100 trucks we treat each client like our own family. We offer auto liability, physical damage, cargo, trailer interchange, workers compensation, and bonds for any type of transportation.
Every business is challenging. The warehousing and distribution business can be especially complex and nerve-wracking. We know the unique challenges you face every day. We work with you to create affordable policies that are right for you, while bringing our insights and perspective to help you in new ways.
Manufacturers come in all shapes, sizes and product lines. But no matter what type of manufacturing business you’re in, there’s one thing in common: the need to guard your business, both inside and out. Lester Insurance offers a broad range of coverage and services for more peace of mind.
We know what you deal with on a daily basis. We wear lots of hats (like you)—including hard hats on client building sites. With years of experience working with local and regional contractors and construction firms throughout North Carolina and Virginia, we understand the unique nature and challenges of your business.
Child Care Center Insurance
Parents trust child care centers with their children from the earliest days. As with any facility that caters to the care of young ones, there are special risks in addition to the ordinary risks of running a business. Our specialized insurance policies will keep you covered.
Landscaping Services Insurance
As a landscaper, you probably spend most of your day out with clients. While you’re on the road, the last thing you want on your mind is your insurance coverage. However, there are many reasons why a basic business insurance package just isn’t enough.
Adventure and Entertainment Insurance
Your adventure and entertainment business can take many different forms. Maybe you offer ATV tours and ropes courses. Maybe you offer kayaking and ziplining. No matter the activities you offer, there’s one thing your business is sure to have—risk. You need adventure and entertainment insurance that offers coverage for your operation’s unique needs.
Warehousing and Logistics Insurance
When you run warehouses and logistics, you’re faced with a lot of moving parts. From the inventory you store to your forklifts to your employees, a lot can go wrong in an instant, leaving your business to pick up the financial pieces. That’s why you need to invest in comprehensive warehousing and logistics insurance coverage to protect your business and make sure you’re covered.
Because of the unique type of industry you are in, your distillery could take on the attributes of many other businesses. From production and storage to transportation and customer service, the variety of angles you work in creates a need for industry-specific insurance.
Landlord and Rental Property Insurance
Because properties can vary greatly in many ways, an off-the-shelf insurance package won’t likely be the right fit. Your location, building specifics, and the number of dwelling units all may factor into your insurance policies. It’s important to understand the unique nature of your risks based on the type of property you are insuring.